New here? Check out GermanPediaDid someone forward you this? Subscribe to this newsletter. Your personal referral link: [RH_REFLINK GOES HERE] Important changes European wholesale gas prices jumped about 20% within a week. This is due to cold weather, rapidly declining storage levels, and new geopolitical risks around Iran and global LNG flows. You may expect a big heating bill if the prices continue to rise. [1] Public health insurance companies announced the premium increases on 23 Dec...
9 days ago • 11 min read
New here? Check out GermanPediaDid someone forward you this? Subscribe to this newsletter. Your personal referral link: [RH_REFLINK GOES HERE] Important changes Public health insurance companies announced the premium increases on 23 Dec 2025. We have updated our guide and listed the premiums each public insurer will charge in 2026 here. You can also use our calculator to check your 2026 costs and the savings potential by switching to a more affordable provider. More on it later. We summarized...
16 days ago • 11 min read
New here? Check out GermanPediaDid someone forward you this? Subscribe to this newsletter. Your personal referral link: [RH_REFLINK GOES HERE] Important changes Public health insurance companies announced the premium increases on 23 Dec 2025. We have updated our guide and listed the premiums each public insurer will charge in 2026 here. You can also use our calculator to check your 2026 costs and the savings potential by switching to a more affordable provider. More on it later. We summarized...
23 days ago • 10 min read
New here? Check out GermanPediaDid someone forward you this? Subscribe to this newsletter. Your personal referral link: [RH_REFLINK GOES HERE] Merry Christmas 🎄 As the year comes to an end, I want to take a moment to say thank you. Thank you for being here. Thank you for reading, learning, and growing with us. And most of all, thank you for your trust. GermanPedia exists because of you. Every message you read, every guide you use, reminds us why we started GermanPedia in the first place....
30 days ago • 10 min read
New here? Check out GermanPediaDid someone forward you this? Subscribe to this newsletter. Your personal referral link: [RH_REFLINK GOES HERE] Important changes Wero - European alternative to PayPal. Wero is the EU's first step towards becoming independent of American payment services such as Visa, Mastercard, and PayPal. [1] The ECB didn't change the key interest rates. This means the savings interest rate remains at 2.0%, which is below the inflation rate of 2.3%. This is why you must...
about 1 month ago • 9 min read
New here? Check out GermanPediaDid someone forward you this? Subscribe to this newsletter. Your personal referral link: [RH_REFLINK GOES HERE] 31 changes coming in 2026 you should know about Social security Social insurance: Significant increase in contribution assessment ceilings. This is the maximum income considered to calculate your insurance premium. Higher earners will feel the effect. Health and long‑term care: €66,150 to €69,750 Pension and unemployment insurance: €8,050 to €8,450 per...
about 1 month ago • 10 min read
New here? Check out GermanPediaDid someone forward you this? Subscribe to this newsletter. Your personal referral link: [RH_REFLINK GOES HERE] Important changes Germany's Bundestag approved the voluntary military service law. Every 18-year-old man must complete online fitness questionnaires from January 2026. And from July 2027, every 18-year-old man must undergo compulsory medical checks. [1, 2] The Bundestag finally passes the pension reform. The pension reform will now go to the Bundesrat...
about 2 months ago • 11 min read
New here? Check out GermanPediaDid someone forward you this? Subscribe to this newsletter. Your personal referral link: [RH_REFLINK GOES HERE] Important changes 2000 untätigkeitsklage filed in 2025 against LEA (Ausländerbehorde) for taking too long to decide on German citizenship applications. [1] If your application is stuck for more than 10 months, this law firm is filing Untätigkeitsklage for FREE. Pension reform proposed by Merz has passed without amendments. The reform stabilizes the...
about 2 months ago • 10 min read
New here? Check out GermanPediaDid someone forward you this? Subscribe to this newsletter. Your personal referral link: [RH_REFLINK GOES HERE] Important changes The Deutschlandticket will cost €63 per month from 2026. You may need to actively accept the price increase or cancel by December 10th, depending on your provider. Stricter credit checks for "Buy Now, Pay Later" purchases and mini-loans. From November 20, 2025, all short-term, digital "Buy Now, Pay Later" loans and mini-loans require...
2 months ago • 10 min read